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All posts by: Roy Welch

Medicare C-SNP indicates Chronic-Condition Special Needs Plans for people with chronic or disabling conditions and is offered by independent insurance companies. What qualifies you for C-SNP? You qualify If you have a chronic or disabling condition such as, Diabetes, (COPD)...
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This is a question that many people today are asking themselves. As people live longer and their ability to add to their resources decreases, they are looking for answers. In the insurance industry I have talked with many people that...
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Are you turning 65 this year? If so you probably have lots of questions, like; How do you enroll in Medicare? When does it Start? What does it cost? What are Parts A, B, C, D? We are providing FREE...
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Life insurance may be used for more than protecting the financial security of your loved ones. Before choosing a policy you need to evaluate what you want the policy to cover, then you can determine if you actually need it,...
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Medicare Part B payments are paid to the government not an insurance company and helps pay for outpatient services such as doctor visits. Part B will pay 80% of Medicare approved services such as doctors’ fees. It will not cover...
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Deciding to add Health Insurance as a benefit to your employees can be a confusing process. But, it can bring great rewards. Many employees today look for jobs that offer health insurance due to the cost being so high for...
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Do you need to compare Medicare prescription drug plans each year during Open Enrollment or when first signing up for Medicare? If you are using medication and some of your drugs are not generic it would be a good idea...
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Are all Medicare Advantage Plans the same? No, they are not. If you are turning 65, it is a good idea to compare what is available to you in your area. During Open Enrollment you also have an opportunity to...
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What is a Medicare Supplement Plan, also known as a Medigap Plan? It is a supplement to your Original Medicare Part A hospital and Part B doctors and outpatient services. It will pay a portion of what Part A and...
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