Qualify for Extra Help on Premiums for Part D

Who can qualify for extra help on LIS (Low Income Subsidy) for the cost of Part D drug plans? If you have Part A and Part B and meet the income and resource limits, you could qualify. How does it help with the cost of Part D? Your premium subsidy for Part D could be […]

What to know about Medicare Part D drug plans.

Medicare Part D is provided by private insurance companies. To be eligible you most be entitled to Medicare Part A and/or enrolled in Medicare Part B. Part D covers prescription drugs, biologics, insulin and certain vaccines. For 2020 Part D standard requires the beneficiary to pay a deductible of $435 then 25% of prescription drugs […]

Continue working after 65 do I take Medicare

female doctor in a hospital

If you work for a company with under 20 employees Medicare would be your primary health insurance, so you should investigate Medicare Insurance Plans. If you work for a company with over 20 employees Medicare would be secondary to your work insurance so you may not need to take Medicare. It is always advisable to […]

Open Enrollment Extension

doctor with a young patient

You can get health insurance NOW in Los Angeles & Orange County CA! Due to Covid-19 (Coronavirus), if you did not sign up for health insurance during open enrollment. If you and your family do not have health insurance and are not eligible for group, government or other health insurance, you are now eligible for […]

Coronavirus Update

coronavirus molecule

COVID-19, commonly known as the Coronavirus disease was first detected in Wuhan, China but is now present all over the world. There is a lot of misinformation about this illness, we would like to take this opportunity to confirm the facts and answer some of the questions you may have. How can you protect yourself […]

Why should you use a Health Insurance Broker?

insrance borker looking at covered california website

Whether you are an individual or have a family that needs Health Insurance, are a senior looking at Medicare Insurance plans or are a business owner looking at Group Health Insurance, a good broker, that charges nothing, can be invaluable. Health Insurance Expertise There are many aspects to health insurance today, not only the premiums […]

What is Medicare C-SNP?

man with chronic illness in wheelchair

Medicare C-SNP indicates Chronic-Condition Special Needs Plans for people with chronic or disabling conditions and is offered by independent insurance companies. What qualifies you for C-SNP? You qualify If you have a chronic or disabling condition such as, Diabetes, (COPD) chronic obstructive pulmonary disease, (ESRD) End-stage renal disease or congestive heart failure or cardiovascular disease. […]

Life Insurance or Long Term Care Insurance?

couple hiking at sunset

This is a question that many people today are asking themselves. As people live longer and their ability to add to their resources decreases, they are looking for answers. In the insurance industry I have talked with many people that believe they will stay as healthy as they have been for the past 20 years. […]

Medicare Education Events

restaurant advertising medicare event

Are you turning 65 this year? If so you probably have lots of questions, like; How do you enroll in Medicare? When does it Start? What does it cost? What are Parts A, B, C, D? We are providing FREE educational events to explain how Medicare works, and a complimentary meal is included! These are […]

Do You Need Life Insurance?

family holding hands

Life insurance may be used for more than protecting the financial security of your loved ones. Before choosing a policy you need to evaluate what you want the policy to cover, then you can determine if you actually need it, and if you do, what type of policy you should get. Many people have several […]