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Posts filed under: Insurance 101

If you have a Medicare Supplement Plan (Medigap Plan) in California you can use the California Birthday Rule once a year. This rule allows you to change your Medigap plan to a similar or lesser Plan without medical screening and...
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The short answer is that it depends on the area you live in. You can check to confirm if they are offered in your area at Medicare Insurance Plans. There are PPO Advantage Plans that are both local and national....
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If you take COBRA instead of going on Medicare, you need to understand that COBRA is not creditable coverage. This means that if you take COBRA, then, when the coverage ends you may be penalized for both Part B and...
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You have a 7-month window to enroll in a Medicare Advantage plan which is your ICEP (Initial Coverage Enrollment Period).  This includes 3 months before you are entitled to Medicare Part A and enrolled in Part B, the month you...
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Who can qualify for extra help on LIS (Low Income Subsidy) for the cost of Part D drug plans? If you have Part A and Part B and meet the income and resource limits, you could qualify. How does it...
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Medicare Part D is provided by private insurance companies. To be eligible you most be entitled to Medicare Part A and/or enrolled in Medicare Part B. Part D covers prescription drugs, biologics, insulin and certain vaccines. For 2020 Part D...
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If you work for a company with under 20 employees Medicare would be your primary health insurance, so you should investigate Medicare Insurance Plans. If you work for a company with over 20 employees Medicare would be secondary to your...
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You can get health insurance NOW in Los Angeles & Orange County CA! Due to Covid-19 (Coronavirus), if you did not sign up for health insurance during open enrollment. If you and your family do not have health insurance and...
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COVID-19, commonly known as the Coronavirus disease was first detected in Wuhan, China but is now present all over the world. There is a lot of misinformation about this illness, we would like to take this opportunity to confirm the...
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Whether you are an individual or have a family that needs Health Insurance, are a senior looking at Medicare Insurance plans or are a business owner looking at Group Health Insurance, a good broker, that charges nothing, can be invaluable....
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