Dental and Vision

Dental insurance is important to everyone!

Protect your smile with dental insurance and protect your vision with vision insurance.

  • PPO (Preferred Provider Organization) Dental Coverage

    In-Network vs Out-of-Network:

    In-Network: Typically, you pay your portions for the procedure according to the policy.

    Out-of-Network: Out-of-Network benefits typically will be paid based on MAC fees. MAC means the Maximum Allowable Charge for your plan. You may be responsible for the difference between the MAC and the actual dental charge from a Non-Participating Provider.

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  • There is no cost to using a broker.
  • A broker can compare many companies and plans and explain the differences to you. A company agent only knows their plans and can only offer their plans.
  • A broker continues as an advisor to you. 
  • If you have questions or issues, your broker is an additional asset that you can rely on and understands the plan you are on.
  • Deductible: a specified amount of money that the insured must pay before an insurance company will pay a claim
  • Coinsurance: a type of insurance in which the insured pays a share of the payment made against a claim.
  • Annual maximum: Sometimes referred to as a plan maximum, or maximum amount – a dental annual maximum is a total your dental plan will pay toward your care during any one plan year.
  • Waiting period: A waiting period is the amount of time an insured must wait before some or all of their coverage comes into effect. 
  • PREVENTIVE CARE Routine Exam Bitewing X-rays Cleaning
  • BASIC CARE Full Mouth/Panoramic X-rays (1 in 3 years) Sealants (ages 6 through 16) Restorative Amalgams Simple Extractions
  • MAJOR CARE Onlays, Oral Surgery, Implants, Crowns, Crown Repair, Endodontics (nonsurgical), Periodontics (nonsurgical), Periodontics (surgical), Denture Repair, Dentures Bridge, Complex Extractions, Anesthesia

READY TO TAKE THE NEXT STEP

For more information to help make a good decision about dental and vision insurance you can

call 800-641-3315 or

Click on the button below to set a convenient time for you.

Delta, Nationwide and Renaissance Dental and Davis and VSP Vision

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