Medicare Plans

Medicare On-Line Educational Event

Join us for a Medicare 101 Educational Event. Click on Learn More for dates and times.

Medicare on-line quotes 2021 for AZ, NV and CA

See on-line quotes for Medicare Insurance Plans in real time. Just click below and enter your home zip code. We strongly suggest you give us a call before applying for a plan. There are a lot of details and you want to make sure you understand them correctly.

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Medicare Educational video

To view our short video on Medicare Part A, B, C, D, Medigap and more click on the button below. This video will give you the basics of Medicare Insurance Plans.

Medicare Part a

Medicare Part A Hospital coverage is for:

  • Inpatient care in a hospital
  • Skilled nursing facility care
  • Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
  • Hospice care
  • Home health care

Medicare Part b

Medicare Part B Hospital coverage is for:

  • Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
  • Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.

Medicare Part c

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare.  If you join a Medicare Advantage Plan, you still have Medicare.  These “bundled” plans include  Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare drug coverage (Part D).

medicare Part d

Part D drug plans give you coverage for medication. They have tiers which classify the cost of the drugs covered by the formulary. Each plan has a different formulary and tier classification.

Medicare Supplement (medigap)

Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:

  • Copayments
  • Coinsurance
  • Deductibles

IRMAA 2021

The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount you may pay in addition to your Part B or Part D premium if your income is above a certain level. The Social Security Administration (SSA) sets four income brackets that determine your (or you and your spouse’s) IRMAA.