For groups 2 to 99 Employees

Groups with as few as 2 employees can enjoy the dental and vision insurance benefits of large companies

There are many options today when it comes to small group dental and vision insurance. You need to understand benefits, premiums, the companies contribution and terms of the dental and vision insurance. The most important factor is to have a broker that understands the options what would be best for your company and be there to services your needs. That is what the Welch Insurance Team with over 15 years experience does for you.

There are many reasons the value of offering company dental insurance to employees in Huntington Beach California has been overlooked. Here are just a few of them.

  1. The cost to the company can be $0 with optional dental insurance. Alternatively, the company can contribute a percentage of the premium for dental insurance. The average company dollar contribution is $20 to $40 per employee each month depending on plans offered and the company contribution.
  2. Seventy percent of employees would like dental insurance.
  3. Dental insurance has an impact on your employees’ overall health and detecting non-related illness and disease.
  4. Why don’t many employees and dependents get their teeth cleaned? Cost is a major factor. The average cost per cleaning is $130 and is recommended to be done twice a year.
  5. If you want to attract and keep your employees, even if you are a small company with only 2 employees, you need to offer dental insurance.
  6. Using in-network dentists saves an average of 70% of the cost. See Delta Dental example.

Companies often overlook the value of offering company dental insurance to employees in Huntington Beach California for the following two reasons.

  1. Companies have overlooked the value of dental insurance for their employees.
  2. Companies that considered offering dental insurance, for one reason or another, decided against it.

If you have never looked into company dental insurance for your employees or have considered it in the past, but decided against it, we encourage you to look into company dental insurance for your employees. This is one of the best and lowest cost benefits the company can offer their employees. We can give you many choices that will fit your company’s budget, which include HMO and PPO plans. Call 800-641-3315 or set a phone appointment for a convenient time for our agent to contact you.


Have any questions?

Check our FAQ

  • There is no cost to using Welch Insurance.
  • We can compare many companies and plans and explain the differences to you. A company agent only knows their plans and can only offer their plans.
  • We would continue as an advisor to you. 
  • If you have questions or issues, Welch Insurance is an additional asset that you can rely on.

You can offer Ameritas, Anthem Blue Cross, Delta Dental or MetLife for dental insurance, both HMO and PPO plans. You can offer EyeMed and VSP for vision.

We can offer multiple companies and plans in adjacent metal tiers Platinum, Gold, Silver and Bronze; with over 40 plans for employees to pick from. Select from eight top health companies, and multiple plan designs including HMO, PPO, HSA, and EPO options. We work with the you to have a controlled contribution. This allows employees to purchase the plan that best fits their needs with the carrier they want. It also allows you to control the contribution made by the company.

No, you can change or add a dental and vision insurance plans at anytime, or change monthly.

Employers aren’t legally required to offer dental or vision benefits to either full- or part-time employees. But about 50% of companies still choose to offer their employees dental insurance. Being eligible for employer-sponsored dental coverage could depend on your status as a full- or part-time employee.

The company does not have to contribute to the premiums for employees.  There is employer sponsored when the company does contribute to the premium and there is voluntary where the employees pay the entire premium. This allows companies to offer dental and vision coverage to their employees.


For more information to help make a good decision about group dental and vision insurance you can 

call 800-641-3315 or

Click on the button below to set a convenient time for you.