Health Insurance for Individual and Family

• There is no cost to using a broker.
• A broker can compare many companies and plans and explain the differences to you. A company agent only knows their plans and can only offer their plans.
• A broker continues as an advisor to you. 
• If you have questions or issues, your broker is an additional asset that you can rely on and understands the plan you are on.

• • Getting married
  • Having a baby
  • Adopting a child or placing a child for adoption or foster care
  • Losing other health coverage
  • Examples of losing coverage that qualify you for a Special Enrollment Period:
  • Losing job-based coverage for any reason:
  • Your employer stops offering coverage
  • You leave your job by choice
  • You get laid off or fired
  • Quitting a plan before the year ends doesn’t qualify. Losing coverage through a divorce

  COBRA coverage ending (Note: If you cancel COBRA before it ends you don’t qualify for a Special Enrollment Period.)

  • Turning 26 and losing coverage under a parent’s plan
  • Losing eligibility for Medicaid or the Children’s Health Insurance Program (CHIP)(including your child aging off CHIP)Disclaimer: These events and conditions can change at any time.

Disclaimer: These events and conditions can change at any time.