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Medicare Part A Premium and Benefits for 2022

  • Part A covers:
  • Inpatient care in a hospital
  • Skilled nursing facility care
  • Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
  • Hospice care
  • Home health care

YOUR MONTHLY PREMIUM

Time Worked **

For 10 or more years

Your premium is $0

Between 7.5 and 10 years

Your premium is $274 Per month

Fewer Than 7.5 years

Your Premium is $499 Per Month

** Your monthly premium if you or your spouse worked and paid into Social Security

Medicare Part A Premium and Benefits for 2022

HOSPITALIZATION DAYS

1-60 Days

MEDICARE COVERS

Most confinement costs after the required Medicare deductible

YOU PAY

$1,556 deductible for each benefit period

HOSPITALIZATION DAYS

61-90 Days

MEDICARE COVERS

All eligible expenses after patient pays a per-day co-payment

YOU PAY

$389 coinsurance per day of each benefit period

HOSPITALIZATION DAYS

91-150 Days

MEDICARE COVERS

Coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)

YOU PAY

$778 coinsurance per each day of benefit

HOSPITALIZATION DAYS

151 Days

MEDICARE COVERS

NOTHING

YOU PAY

You pay all costs

HOSPITALIZATION DAYS

SKILLED NURSING CONFINEMENT: FOLLOWING AN INPATIENT HOSPITAL STAY OF AT LEAST 3 DAYS & ENTER A MEDICARE-APPROVED SKILLED NURSING FACILITY WITHIN 30 DAYS AFTER HOSPITAL DISCHARGED and RECEIVE SKILLED NURSING CARE.

MEDICARE COVERS

All eligible expenses for first 20 days: then all eligible expenses for days 20-100 after patient pays a per day copayment.

YOU PAY

After 20 days $194 a day co-payment

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Have any questions?

Check our FAQ

When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:

  • Begins 3 months before the month you turn 65
  • Includes the month you turn 65
  • Ends 3 months after the month you turn 65

You should ask your Human Resources department if you should sign up for Part A. If you’re eligible for premium-free Part A, you can enroll in Part A anytime after you’re first eligible for Medicare, if you did not when you turned 65.

You also have an 8-month Special Enrollment Period to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):

Note: Must be creditable health insurance.

  • The month after the employment ends
  • The month after group health plan insurance based on current employment ends.

If you are receiving Social Security they will automatically sign you up for both Part A and B at age 65.

You automatically get Part A and Part B after you get one of these:

  • Disability benefits from Social Security for 24 months
  • Certain disability benefits from the RRB for 24 months

You can apply online by copying and pasting:

https://secure.ssa.gov/iClaim/rib 

Or call Social Security at: 800-772-1213