Medicare Part A

Medicare Part A Premium and Benefits for 2021

  • Part A covers:
  • Inpatient care in a hospital
  • Skilled nursing facility care
  • Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)
  • Hospice care
  • Home health care

Click link to view the official U.S. government Medicare handbook  Medicare and You 2021

YOUR MONTHLY PREMIUM

Time Worked **

For 10 or more years

Your premium is $0

Between 7.5 and 10 years

Your premium is $259 Per month

Fewer Than 7.5 years

Your Premium is $458 Per Month

** Your monthly premium if you or your spouse worked and paid into Social Security

Medicare Part A Premium and Benefits for 2021

HOSPITALIZATION DAYS

1-60 Days

MEDICARE COVERS

Most confinement costs after the required Medicare deductible

YOU PAY

$1,448 deductible for each benefit period

HOSPITALIZATION DAYS

61-90 Days

MEDICARE COVERS

All eligible expenses after patient pays a per-day co-payment

YOU PAY

$371 coinsurance per day of each benefit period

HOSPITALIZATION DAYS

91-150 Days

MEDICARE COVERS

Coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)

YOU PAY

$742 coinsurance per each day of benefit

HOSPITALIZATION DAYS

151 Days

MEDICARE COVERS

NOTHING

YOU PAY

You pay all costs

HOSPITALIZATION DAYS

SKILLED NURSING CONFINEMENT: FOLLOWING AN INPATIENT HOSPITAL STAY OF AT LEAST 3 DAYS & ENTER A MEDICARE-APPROVED SKILLED NURSING FACILITY WITHIN 30 DAYS AFTER HOSPITAL DISCHARGED and RECEIVE SKILLED NURSING CARE.

MEDICARE COVERS

All eligible expenses for first 20 days: then all eligible expenses for days 20-100 after patient pays a per day copayment.

YOU PAY

After 20 days $176 a day co-payment

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Have any questions?

Check our FAQ

When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:

  • Begins 3 months before the month you turn 65
  • Includes the month you turn 65
  • Ends 3 months after the month you turn 65

You should ask your Human Resources department if you should sign up for Part A. If you’re eligible for premium-free Part A, you can enroll in Part A anytime after you’re first eligible for Medicare, if you did not when you turned 65.

You also have an 8-month Special Enrollment Period to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):

Note: Must be creditable health insurance.

  • The month after the employment ends
  • The month after group health plan insurance based on current employment ends.

If you are receiving Social Security they will automatically sign you up for both Part A and B at age 65.

You automatically get Part A and Part B after you get one of these:

  • Disability benefits from Social Security for 24 months
  • Certain disability benefits from the RRB for 24 months

You can apply online by copying and pasting:

https://secure.ssa.gov/iClaim/rib 

Or call Social Security at: 800-772-1213

READY TO TAKE THE NEXT STEP

To get more information to help make a good decision about your Medicare Insurance Plan or compare your present plan, call 800-641-3315 or set a phone appointment with a licensed agent.

You can also attend our Medicare Educational Online Webinar.

There is no cost to our services

Medicare Educational Event online at no cost. We will cover Parts A, B, C, D and Medicare Supplement Plans. Bring your questions to be answered.

Click to register at Medicare 101 online