Confused By Medicare?
You are not alone.
A Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. Depending on where you live the premium could be as low as $0 for an HMO Advantage Plan.
Click link to view the official U.S. government Medicare handbook Medicare and You 2021
Yes, you need both Part A and Part B to apply and live in the service area of the plan.
When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.
If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:
No, they do not. Advantage Plans can have different maximum out of pocket, different additional benefits and much more.
You can apply online by copying and pasting:
Or call Social Security at: 800-772-1213
NO: If you receive COBRA benefits you are no longer working for this employer. If you wait until these benefits have expired before enrolling in Part B, you won’t qualify for a special enrollment period for Part B. Instead, you’ll likely pay late penalties, and you would be able to enroll only during the General Enrollment Period that runs from Jan. 1 to March 31 each year, with coverage not beginning until the following July 1.
READY TO TAKE THE NEXT STEP
To get more information to help make a good decision about your Medicare Insurance Plan or compare your present plan, call 800-641-3315 or set a phone appointment with a licensed agent.
You can also attend our Medicare Educational Online Webinar.
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