WELCH INSURANCE

You can compare and apply for Medicare Advantage Plans in Arizona, California, or Nevada. 

You can also call 800-641-3315 and speak to Roy.

What are Medicare Advantage Plans?

The 8 things you need to know about Advantage Plans, (Medicare Part C).

  • You must have Part A and Part B to apply for an Advantage Plan.

  • There are SNP’s (Special Needs Plans) for people that have specific chronic conditions.

  • You must live in the area that the Advantage Plan services.

  • Advantage Plans are sold by independent insurance companies.

  • Advantage Plans replace your Part A hospital and Part B doctors and outpatient services with the Advantage Plans benefits.

  • You can change Advantage Plans each year between October 15th and December 7th.

  • Advantage Plans can include your Part D drug plan and additional benefits, depending on the plan.

  • There are different types of Advantage Plans, such as HMO, PPO, and others.

How do You get an Advantage Plan?

Before you can apply for an Advantage Plan you must first apply for the original Medicare Part A and B because your membership number will be required for the application. There is an Open Enrollment Period each year from October 15 to December 7th. You must live in the service area of the Advantage Plan you have chosen. Enrollments can also be made due to changes in personal circumstances, such as moving out of the service area of your current plan.

How Veterans Can Have Options for Doctors, Hospitals, and Other Providers Outside the VA and Get Extra Benefits with a Medicare Advantage Plan

If you are a military Veteran using Veterans Affairs (VA) health care, you might think you already have all the medical coverage you need. However, if you are enrolled in Medicare Part A and Part B, you have another great option available to you. You can join a Medicare Advantage plan for other doctors, hospitals, and additional health benefits without losing any of your hard-earned VA coverage.

Why use Welch Insurance as your broker to help select your Medicare Advantage Plan?

If you want to know if your doctor and preferred hospital accepts the plan you are interested in we can help. We can also determine if your medications will be covered at a reasonable rate by the Advantage Plan at your preferred pharmacy. We can also advise you of additional benefits offered by different plans.

We are licensed, certified, and appointed by many major insurance companies that offer Medicare Advantage Plans. This allows us to give you options to consider for the benefits you want. We have over 15 years of experience with Medicare Advantage Plans and have helped countless people find the plan that is right for them. We know what questions to ask to help you find the plan that best fits your needs now and in the future.

We build relationships with our clients. As changes occur in your health, Medicare, or Medicare Advantage Plans, we keep our clients up to date to make sure that they still have the best plan for their needs. Most importantly, there is NEVER any cost or obligation for our services.

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Have any questions?

Check our FAQ

  • There is no cost to using a broker.
  • A broker can compare many companies and plans and explain the differences to you. A company agent only knows their plans and can only offer their plans.
  • A broker continues as an advisor to you. If your health changes and plans premiums and benefits change a broker can keep you current.
  • If you have questions or issues, your broker is an additional asset that you can rely on and understands the plan you are on.

Yes, you need both Part A and Part B to apply and live in the service area of the plan.

When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that:

  • Begins 3 months before the month you turn 65
  • Includes the month you turn 65
  • Ends 3 months after the month you turn 65

No, they do not. Advantage Plans can have different maximum out of pocket, different additional benefits and much more.

You can apply online by copying and pasting:

https://secure.ssa.gov/iClaim/rib 

Or call Social Security at: 800-772-1213

NO: If you receive COBRA benefits you are no longer working for this employer. If you wait until these benefits have expired before enrolling in Part B, you won’t qualify for a special enrollment period for Part B. Instead, you’ll likely pay late penalties, and you would be able to enroll only during the General Enrollment Period that runs from Jan. 1 to March 31 each year, with coverage not beginning until the following July 1.