Orange County’s Destination for Medicare Insurance Plans, Dental, and Vision Plans.
Welcome to Welch Insurance, your local Huntington Beach experts dedicated to securing the health and future of Orange County residents. Whether you are navigating the complexities of Medicare Insurance Plans or looking for the best Dental and Vision protection, we provide the local insight you won’t find at a national call center.
To set a review with Roy 
View Roy’s Calendar or Call 800-641-3315
View Roy’s Calendar
Call 800-641-3315 Expert Medicare Guidance in Orange County.
Medicare Insurance Plans are not “one size fits all,” especially in the OC. With the recent shifts in medical groups like Hoag and MemorialCare, your choice of plan determines your choice of doctor.
- Medicare Advantage (Part C): We analyze local networks to ensure your plan includes the specialists, hospital, and medications you rely on.
- Medicare Supplements (aka Medigap): Choose any doctor in the country who accepts Medicare—perfect for our residents who travel or have second homes. Although Medicare Supplement Plans are standardized, their monthly premiums are not. There can be more than a $100 premium difference between the same Supplement Plan.
Complete Dental & Vision Protection.
A healthy lifestyle in Southern California starts with proactive care. We provide standalone and bundled plans that bridge the gaps in traditional health coverage.
- Local Dental Networks: Access to the best dentists in Huntington Beach, Irvine, and Newport Beach through premier PPO and HMO networks.
- Vision Care: High-allowance plans for frames, lenses, and specialized eye care, ensuring your vision remains sharp for that coastal lifestyle.
- No-Waiting-Period Options: Immediate coverage for major services like crowns and root canals on select plans.
The Welch Insurance Advantage
Localized Insight: We understand the specific differences between Hoag, St. Jude, and MemorialCare networks.
Independent Advice: We aren’t tied to one carrier. We shop the entire California market for you.
Decision Support: We don’t just give you a quote; we give you the data to make an informed choice.
OC Health & Benefits: Weekly Update Staying ahead of the changes for our Orange County neighbor
As we move into mid-April, many residents are feeling the impact of increased Part B premiums and deductibles. We are currently advising a “mid-year audit” of your healthcare cash flow. By strategically auditing your standalone dental and vision plans, you can often find savings that help offset these rising Medicare costs, ensuring your overall healthcare budget remains stable through 2026.
We’ve observed a significant shift in dental network affiliations this week. If you rely on a specific local dentist in Huntington Beach or the surrounding Orange County area, it is critical to verify their current PPO status. For those with immediate restorative needs, we are still successfully placing clients into “no-waiting-period” dental PPOs, which provide much-needed flexibility compared to many bundled Advantage options.