Welcome to Welch Insurance! As your trusted local insurance broker in the greater Los Angeles area, we are dedicated to helping individuals, families, and businesses find the perfect coverage to protect what matters most.
Navigating the insurance landscape in a sprawling city like Los Angeles can be overwhelming, but you don’t have to do it alone. We partner with top-rated insurance companies to bring you a comprehensive suite of options. The best part? There is no cost for our services. Your premiums are exactly the same whether you use our expert guidance or sign up directly with a carrier—but with us, you get year-round support and tailored advice as your needs change.
Let’s Discuss Your Coverage Needs
Schedule a free, no-obligation review with Roy Welch, who has over 20 years of experience helping clients protect their health. Tap to schedule a phone appointment
Our Los Angeles Insurance Products & Services
Medicare Advantage and Medicare Supplement Plans: Tap to Learn More
If you are approaching 65, retiring or looking to compare your current coverage, our Los Angeles Medicare experts can simplify the complex web of Parts A, B, C, and D. We take the time to understand your preferred doctors, medications, and lifestyle to recommend the right Medicare Advantage or Medicare Supplement (Medigap) plan for you.
This Week’s Medicare Focus: **
- Update 1: Approaching 65? The transition to Medicare doesn’t have to be confusing. Schedule a free consultation with us to map out your Part A and Part B timeline before your birthday month!
- Update 2: IRMAA Reminder: Did you know your past tax returns can affect your Medicare Part B and D premiums? Contact us to learn how the Income-Related Monthly Adjustment Amount (IRMAA) might impact your costs this year.
- Update 3: Network Changes: Doctors and hospitals occasionally leave Medicare Advantage networks. If your primary care physician is moving, let’s review your plan options to ensure you keep the doctors you trust.
- Update 4: Medigap vs. Advantage: Unsure about the difference? Medigap offers predictable out-of-pocket costs and no network restrictions, while Advantage plans often include extras like dental and drug coverage. Let’s find out which fits your lifestyle.
- Update 5: Annual Notice of Change (ANOC): Watch your mailbox! When your ANOC arrives, don’t ignore it. It outlines changes to your Medicare plan’s costs and coverage for next year. Bring it to us for a free review.
Small Group Health, Dental, and Vision Insurance: Tap to Learn More
Los Angeles is a hub for small businesses. We provide robust health, dental, and vision insurance packages for companies with 2 to 99 employees. By partnering with multiple major carriers, we help you control contribution costs while offering your team flexible HMO, PPO, HSA, and EPO options.
This Week’s Small Group Health Focus: **
- Update 1: Retain Top Talent: In a competitive Los Angeles job market, robust health and dental benefits are a major draw. We can help you design a package for groups of 2-99 employees that attracts the best candidates.
- Update 2: Controlled Contributions: Worried about the cost of offering group health? We can structure your plans so that employees have choices (HMO, PPO, HSA) while the company’s financial contribution remains strictly controlled and predictable.
- Update 3: The $0 Company Cost Option: Did you know you can offer voluntary group dental and vision insurance at no direct premium cost to your business? Employees get access to group rates, and it costs your bottom line nothing.
- Update 4: Tax Advantages: Providing group health insurance isn’t just good for team morale; it offers significant tax benefits for both the company and your employees. Let’s discuss how upgrading your benefits can be a smart financial move.
- Update 5: Seamless Open Enrollment: Open enrollment for your staff can be a headache. Partner with us, and we will handle the education, plan comparisons, and paperwork, freeing you up to run your business.
International Travel Health Insurance: Tap to Learn More
Whether you are flying out of LAX for a single vacation, traveling frequently for business, or planning to live abroad, we offer international travel health insurance so you are protected from unexpected medical costs no matter where your journey takes you.
This Week’s Travel Focus: **
- Update 1: Domestic Plans Don’t Always Travel: Don’t assume your primary health insurance or Medicare will cover you in Europe or Asia. Most domestic plans offer limited to no coverage outside the U.S. Protect your trip with international health insurance!
- Update 2: Emergency Medical Evacuation: An unexpected injury abroad can result in hundreds of thousands of dollars in medical transport fees. A standalone travel health policy covers emergency evacuations, bringing you safely home or to an adequate facility.
- Update 3: Single Trip vs. Annual Plans: Traveling once for a big family vacation, or flying out of LAX every month for business? We offer both single-trip policies and cost-effective annual multi-trip plans to fit your travel habits.
- Update 4: Living Abroad? If you are planning an extended stay or retiring in another country, standard travel insurance won’t cut it. Ask us about comprehensive expat medical plans designed for long-term global living.
- Update 5: Don’t Let Sickness Ruin Your Vacation: Having access to 24/7 multilingual medical assistance can be a lifesaver when navigating a foreign healthcare system. Travel with peace of mind knowing help is just a phone call away.
Dental and Vision Insurance Coverage: Tap to Learn More
Overall wellness includes taking care of your teeth and eyes. We offer a variety of individual and family dental and vision insurance policies designed to minimize out-of-pocket costs for routine exams, glasses, and major dental work. We’ll help you find plans with extensive provider networks right here in Los Angeles.
This Week’s Dental and Vision Focus: **
- Update 1: No Waiting Periods: Need to see a dentist right away? We offer individual dental plans that provide next-day coverage for cleanings and basic services. Don’t put off your oral health!
- Update 2: The Whole-Body Connection: Gum disease has been linked to stroke and heart disease. Investing in an affordable family dental plan is an investment in your overall, long-term health.
- Update 3: Vision Health is More Than Just Glasses: Routine eye exams can detect early signs of diabetes, high blood pressure, and high cholesterol. Secure a vision plan today to protect your eyesight and catch potential health issues early.
- Update 4: Budget-Friendly Options: Think dental insurance is too expensive? We work with top carriers to find plans that fit tight budgets, offering preventive care coverage that saves you money in the long run.
- Update 5: Customizable Coverage: From basic check-ups to major work like implants, we can tailor a dental plan that offers the exact coverage ceiling you need (ranging from $750 to $10,000).
Why Choose Welch Insurance in Los Angeles?
- Unbiased Advice: We are independent brokers. We evaluate your needs and search through policies from multiple major insurers to find the right fit.
- Cost-Free Expertise: We never charge a fee for our consultations or policy reviews.
- Ongoing Support: If insurance plans or your circumstances change, we are here to review your needs and ensure you stay protected year after year.
Contact Us Today Let us help you find the right policy for your individual circumstances. Call us at 800-641-3315 or Schedule a free, no-obligation review with Roy Welch, who has over 20 years of experience helping clients protect their health. Tap to schedule a phone appointment