INDIVIDUAL AND FAMILY HEALTH PLANS

HEALTH

Individuals need to understand benefits and terms of health insurance. The most important factor is to have a broker that understands the options and what would be best for you and your family. That is what the Welch Insurance Team does for you.

LIFE INSURANCE

Why should I buy life insurance?
  • Replace income for dependents. If people depend on your income, life insurance can replace that income for them if you die. …
  • Pay final expenses. …
  • Create an inheritance for your heirs. …
  • Pay federal “death” taxes and state “death” taxes. …
  • Make significant charitable contributions. …
  • Create a source of savings. 

DENTAL AND VISION

Preventive care is not just medical, but should include your dental and vision health. Regular dental and vision check ups are essential. 

long Term Care

When Is The Best Time To Buy A Long Term Care Policy?

Long Term Care Is One Of The Major Risks We’ll Face In Retirement. Seventy Percent Of Everyone That Reach The Age Of 65 Will Need It. Tragically, Most People Are Unaware Of The Compelling Need To Plan For This Reality While They Can Still Qualify. As A Consequence, The Most Efficient Options Are No Longer Available To Them. Don’t Let This Happen To You.
Avoid This Common Mistake.

Long Term Care insurance allows you to maintain your independence and afford quality careand it also helps reduce the financial and psychological stress that a long term care event can impose on your family. 

Final Expenses

What Is Final Expense Insurance?

Final Expense Insurance Covers Bills That You May Leave For Your Loved Ones To Pay After Your Death. Costs Will Include Medical Bills And Funeral Expenses. Final Expense Insurance Is Also Known As Burial Insurance. A Bare-Bones Funeral Can Cost Thousands Of Dollars.

Why should you consider purchasing a Final Expense policy? If you only have term insurance or a policy that will only cover your present financial responsibilities a Final Expense policy will relieve your loved ones the immediate cost of a funeral.