Are you trying to qualify for full Medi-Cal benefits but facing a high “Share of Cost”?
We know how stressful medical bills can be. If you make a little too much money, Medi-Cal requires a “spend-down.” This works just like a deductible. You have to pay a certain amount of your own money each month before Medi-Cal steps in to pay for your doctor visits and medicine.
But there is a smart, easy way to help lower that cost for the FUTURE.
The Secret: Use Dental Insurance! 😁
Did you know that buying a dental insurance plan can actually help you qualify for Medi-Cal faster? Here is exactly how it works:
The state of California counts health and dental insurance bills as an approved medical expense. The money you pay each month for your dental plan (your premium) gets subtracted from your spend-down amount.
Instead of paying that money into empty air, you are buying a useful dental plan. Whether you need a simple check-up, a filling, or a crown, having good dental care is very important. You get to keep your teeth healthy, clean, and strong.
You can use any dentist, there is no network, and you will be covered for the “Usual, Customary, and Reasonable Cost” for your dental expenses.
At the same time, that monthly cost goes directly toward meeting your Medi-Cal spend down. It is a complete win-win for your overall health and your wallet.
Why This Helps You:
- ✔️ You get great dental coverage for cleanings and care.
- ✔️ It reduces your monthly Medi-Cal out-of-pocket costs.
- ✔️ You protect your smile and your health at the same time
Navigating health care rules can be very confusing. But you do not have to figure it out alone. We help families all over California making smart choices about their coverage. We want to make sure you get the benefits you deserve.
Ready to lower your Share of Cost? 👇
Click the link below right now to learn more! Let us show you exactly how a dental plan can solve your Medi-Cal spend-down problem today.
