Part A Information for 2023
If you are presently on or you will be going on Medicare in 2023 this is information you need to understand Part A. Part A helps pay for hospital expenses.
To learn more about Medicare join us at Medicare Education Events in Huntington Beach and Fountain Valley California. Get Online quotes for 2023 at Medicare insurance Plans. Or set a no-obligation phone appointment.
Part A benefits and premium.
If you or your spouse worked and paid into Social Security for Medicare, your monthly Part A premium would be:
- For 10 or more years $0
- Between 7.5 and 10 years $274 per month
- For fewer than 7.5 years $508 per month
You can go to any hospital that accepts Medicare.
Part A helps cover in-hospital care only, you must be admitted to the hospital for the coverage to take place.
Part A items that are covered when admitted to the hospital after your deductibles and copays.
- Room and board
- Nursing services
- Skilled nursing
Your cost not covered by Part A
1-60 days $1,600 deductible for each benefit period
61-90 days $400 coinsurance per day of each benefits period
91-150 days $800 coinsurance per day, this is 60 days of lifetime
151 days or more You pay all costs.
Skilled Nursing Facility (SNF)
You must have been transferred to an approved SNF following at least 3 days as an admitted patient hospital stay. The time spent in the hospital emergency section or under observation does not count as admitted.
1-20 days You pay nothing.
21-100 days $200 per day
100 or more days You pay everything.
Part A is very important to understand. Welch Insurance is a Medicare Insurance Broker in Huntington Beach. There is no cost for our services, and we can advise you what to consider when choosing a Medicare Insurance Plan. It is always best to keep updated for changes to Medicare Insurance Plans. Visit our Medicare Overview Page. Get Online quotes for 2023 at Medicare insurance Plans. Or set a no-obligation phone appointment.