Your Local Huntington Beach Insurance Experts

Welcome to Welch Insurance in Huntington Beach, California. Whether you are running a local business, preparing for retirement, or planning a trip abroad, securing the right coverage is essential. Located right here on Beach Blvd, we provide independent, customized insurance solutions tailored specifically to the needs of our Huntington Beach community.
Let’s Discuss Your Coverage Needs
Schedule a free, no-obligation review with Roy Welch, who has over 20 years of experience helping clients protect their health and their assets. Tap to schedule a phone appointment
Medicare Insurance Plans: Tap to Learn More
Navigating Medicare can be overwhelming, but having a local independent broker simplifies the process. We help Huntington Beach residents understand their options so they can maintain access to their preferred local providers — whether that means seeing specialists at Hoag Health Center Huntington Beach, MemorialCare Medical Group, or Huntington Beach Hospital.
As an independent agent certified, appointed, and licensed for many Medicare Insurance Plans, we offer guidance on:
- Medicare Advantage (Part C): Plans that often bundle hospital, medical, and prescription drug coverage, sometimes with additional localized benefits.
- Medicare Supplements (Medigap): Coverage designed to help pay some of the out-of-pocket costs that Original Medicare doesn’t cover.
- Prescription Drug Plans (Part D): Standalone plans to help manage the cost of your medications at local pharmacies.
This Week’s Medicare Focus: ** Exploring Medicare options in Huntington Beach? We help you compare Advantage and Supplement plans side-by-side to find the right coverage.
Dental and Vision Coverage: Tap to Learn More
Overall wellness starts with comprehensive care. Because Original Medicare and many standard health plans do not include routine dental and vision coverage for adults, we offer standalone policies designed to fill those gaps. We partner with top carriers to find networks that include your favorite local Huntington Beach dentists and optometrists, helping minimize your out-of-pocket costs for routine exams, glasses, and major dental work.
**This Week’s Dental and Vision Focus: **
- Find flexible PPO and HMO health insurance plans tailored to individuals and families in Huntington Beach.
Small Group Health Insurance:
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Huntington Beach is fueled by its local businesses. If you own a company, offering competitive health benefits is one of the best ways to attract and retain top talent in Southern California. We work directly with business owners to design small group health insurance packages that balance robust coverage for your employees with predictable, manageable costs for your bottom line.
**This Week’s Small Group Health Focus: **
Small business owners evaluating their employee benefits packages for Q4 or 2027 should begin comparing options now. We can help tailor group health plans that balance premium costs with strong provider networks to keep your workforce covered and competitive.
International Travel Insurance: Tap to Learn More
Whether you are heading down to Mexico for a quick getaway or planning a month-long overseas vacation, standard U.S. health insurance often won’t cover you once you leave the country. We provide international travel insurance that protects you against unexpected medical emergencies and trip delays, ensuring you can travel with peace of mind.
**This Week’s Travel Focus: **
For those planning autumn trips abroad, domestic health plans often provide limited or no coverage overseas. We can help you secure comprehensive international travel medical policies that cover emergency care, doctor visits, and medical evacuations while you are out of the country.
Let’s Discuss Your Coverage Needs
Schedule a free, no-obligation review with Roy Welch, who has over 20 years of experience helping clients protect their health and their assets. Tap to schedule a phone appointmentand