Medicare Supplement Plans G, K, and N
Medigap Plans G, K, and N are the most popular Medicare Supplement Plans. This is a breakdown of the differences between them and the cost comparisons in Orange County, California, for 2025.
Medicare Benefits by Plan
- Part A: This covers coinsurance and Hospital costs up to an additional 365 days, after Medicare benefits are used up.
- Plan G 100 % Plan K 100 % Plan N 100 %
- Part B Coinsurance or Copayment
- Plan G 100 % Plan K Plan N 100% copays
- $20 copay doctors,
- $50 copay emergency room
- Blood (First 3 pints)
- Plan G 100 % Plan K 50% Plan N 100%
- Part A In Hospital
- Hospice care coinsurance or copayment
- Plan G 100% Plan K 50% Plan N 100%
- Skilled nursing facility care coinsurance
- Plan G 100% Plan K 50% Plan N 100%
- Medicare Part A deductible
- Plan G 100% Plan K 50% Plan N 100%
- Medicare Part B deductible
- Plan G 100% Plan K 0% Plan N 0%
- Medicare Part B Excess charge
- Plan G 100% Plan K 0% Plan N 0%
- Foreign travel exchange (up to plan limits)
- Plan G 80 % up to $50K Plan K $0 Plan N 80% up to $50k
Conclusion:
As you can see, there is a large range of benefits depending on the Medicare Supplement Plan, and there is a big difference in premiums based on the company that offers the same plan. It is in your best interest to talk with a reliable agent/broker who can guide you.
There is no cost to using a Medicare Agent or Broker; the commissions are included in the premium if you use an agent/broker or go directly to the company, the premium is the same. For more information:
Call 800-641-3315 and ask for Roy.
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