Find Reliable Medicare Insurance Information

You should find a local Medicare Insurance Broker with the following:

• A broker should be certified, licensed, and appointed by multiple Medicare Insurance Companies.
• The broker will take the time to find out about your doctors, medications, your preferred pharmacy, network of providers, and preferred hospital.
• They should find out if you are interested in any additional benefits such as Silver Sneakers, dental, vision, over-the-counter items, or other benefits.
• A broker should ask how much flexibility in choosing providers you would like.
• They can help you find providers in your area.
• The broker should be able to explain the difference between HMO, PPO & POS Advantage Plans.
• They should be able to explain the different types of Medicare Supplement (Gap) Plans.

Why should you bother checking when your friends or family tell you which plan is best?

• There is no “best” Medicare Insurance Plan.
• You want the plan that fits your needs, not someone else’s.
• Different plans and companies offer different benefits.
• Remember that benefits are only benefits if you are going to use them.
• If you would you like to compare Medicare Insurance Plans in your area, tap Quote Medicare Insurance Plans.

What should you do to prepare to talk with a Medicare Insurance Broker?

• Make a list of your doctors and providers, with names and addresses.
• List your medications including the full name, dosage, and frequency.
• Think about your budget when you join Medicare.
• Consider the flexibility you want in selecting providers.
• Consider your health, because you may qualify for a SNP (Special Needs Plan) due to a chronic condition.

Conclusion:

You may be new to Medicare, or you may have been on it for years. You may be looking at or have a Supplement Plan or an Advantage Plan. Doctors, networks, and hospitals can change plans at any time; they are not locked into accepting plans for any length of time. Plans, premiums, and drug formularies can change every year. It is always best to keep updated for changes. Visit our Medicare Overview Page.